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ryantate
169
economylou barnesmonetary policymortgagemortgagesSelectstimulus
January 16, 2015

Lower mortgage rates, courtesy of the gnomes of Zurich

A policy change by the Swiss National Bank has addled markets and governments worldwide. How to explain that your lower mortgage rate is courtesy of the Gnomes of Zurich? The 10-year T-note has bottomed at 1.72 percent, down more than a half-percent since Christmas. But 10-year Ts have decoupled from…
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118
economyMarkets & EconomymortgageSelect
January 7, 2015

We’re feeling better about the economy, but not necessarily ready to buy

The most detailed survey of consumer attitudes about housing finds that while Americans are more optimistic about the economy, many are still wary of making a big financial commitment like a home purchase. The share of consumers participating in Fannie Mae’s December 2014 National Housing Survey who say they would…
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ryantate
170
economylou barnesMarkets & Economymortgage ratesSelectunemploymentwages
December 31, 2014

Economic growth will accelerate home sales, but not just yet

Each look outward into a new year in this space begins with Peter Drucker’s dictum: “Nobody can predict the future. The idea is to have a firm grasp of the present.” 2015 is the least predictable year ahead in my memory. Humility whispers: Unpredictability may mean anything from exciting to…
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